Rise in Mortgage Interest Rates & How It Affects Mortgage Payments
Mortgage holders in Ireland will face an additional cost blow over the coming months as the European Central Bank (ECB) opted to hike the mortgage interest rates once again. The impact of rising interest rates on mortgages was a mere 0.5% but will cost the average tracker mortgage holder around €1,650 extra each year (ie appro...

Continue >
Finance Bill 2022 – Employment Tax Benefits
If you have ever asked yourself how tax credits work in Ireland or what is the standard rate of income tax, then know that you are not alone. These impact our daily lives, yet there is a lot of uncertainty about what they actually mean. The recently enforced Finance Bill 2022 has included updates to tax rates and bands, tax cred...

Continue >
Market Performance in 2022 – Outlook for 2023
2022 was certainly a volatile year across the world. We saw crises with respect to food shortages, climate, war, the impact of Brexit, the EU energy crisis, inflation and economic growth, cost of living and of course the legacy of the Covid-19 pandemic. We seemed to move from one crisis to the next and this had a massive effect ...

Continue >
Financial Planning Review – Invest in Your Future
Who We Are Warren Buffett, the famous American investment guru once said – “Someone is sitting in the shade today because someone planted a tree a long time ago.” This quote aptly describes the process of Financial Planning. The FPSB (Financial Planning Standards Board) are the globally recognised professional body for...

Continue >