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Personal Pensions

Self-Employed Pensions

As a self-employed individual, you lead a busy life and may not have had the time to start planning your personal pension for your retirement. To enjoy financial security when you retire, it’s important to put money aside during your working years.

You have the option to set up a Personal Pension Plan or a Personal Retirement Saving Account (PRSA) and benefit from generous tax relief on your pension contributions. This is one of the main ways that help reduce your tax bill each year.

Your funds will grow tax-free within your pension structure and you can avail of a tax-free lump sum upon retirement.

You can also consider self invested pensions which give your full control over how your pension is invested.