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Income Protection

I want an income protection plan to cover my illness

Income Protection insurance is the most tax-efficient way for you to guarantee yourself an income in the event of being unable to perform your own occupation due to long-term illness, injury, accident or disability.

Without earnings/salary, it may be difficult to afford medical treatment and pay for all the day-to-day expenses we all take for granted. You and your family’s standard of living would suffer greatly.

For the income protection cover, you simply pay a premium every month, based on factors such as your occupation, health etc, that will ensure you receive a regular income if you are unfortunate enough to be out of work. This income will be paid right up to when you return to work or reach retirement age, whichever comes first. You can claim up to 40% in tax relief on your premium.