Guide to Income Protection Insurance: Secure Your Financial Future
What is income protection Insurance? When it comes to financial security, one term that often comes to mind is Income Protection Insurance. Also known as Permanent Health Insurance, Salary Protection, or Income Continuance, it pays out a regular income if you are not in a position to work due to a medium or long term illness, an...

Continue >
Change in Legislation for Cancer Survivors Seeking Mortgage Protection
What is mortgage protection cover? Mortgage protection is a type of life assurance. This cover is designed to protect a mortgage repayment. This does not mean the repayments are covered should the owner be unable to pay due to financial difficulties, instead this type of cover will pay the remaining balance of the mortgage shoul...

Continue >
PRSA Changes Under Finance Bill 2022
As a consequence of the Finance Bill 2022, business owners and employees alike are being positively impacted by changes to PRSA contribution thresholds as the benefit-in-kind categorisation is removed on employer pension contributions. Previously pension contributions submitted by an employer were limited by the employee’s age...

Continue >
Rise in Mortgage Interest Rates & How It Affects Mortgage Payments
Mortgage holders in Ireland will face an additional cost blow over the coming months as the European Central Bank (ECB) opted to hike the mortgage interest rates once again. The impact of rising interest rates on mortgages was a mere 0.5% but will cost the average tracker mortgage holder around €1,650 extra each year (ie appro...

Continue >